Financial Solutions through Consumer Credit Counseling Service

Consumer Credit Counseling Service (CCCS) offers tools and education so people can regain financial stability and reduce unmanageable debt, with locations available in Minnesota and Wisconsin.

We provide the following financial solution services in person, telephone, or online: 

Budget and Credit Counseling

With our Budget and Credit Counseling services, we can help you develop spending plans, determine realistic financial goals, and learn money management skills, all with the help from certified consumer credit counselors.

Debt Management Program

Our debt management program can more directly assist individuals and families in debt, and find positive ways to regain control of their finances. Whether it’s trouble managing credit card spending, improving your credit score, controlling monthly payments to creditors, or more, FamilyMeans’ staff can work closely with you to rebuild your credit and get out of debt.

Credit Report Review

Learn what’s on your credit report before you have others pull it for you. Our staff will help you understand what is on your credit report, and help you develop a plan to improve your credit score over time by meeting financial goals.

Financial Education

Invest in your future by educating yourself, your family, friends, employees, and others about their financial future. FamilyMeans participates in many diverse financial education opportunities throughout the community, to help teach the importance of financial health.

A Licensed Consumer Credit Counseling Service

FamilyMeans CCCS is licensed in Minnesota as a Debt Management Company and in Wisconsin as an Adjustment Service Company. All counselors are certified through the National Foundation for Credit Counseling.


Curious about your financial health?  Do you want to better understand your financial behaviors? Start here by completing the free assessment below; then contact us for a personal Financial Review with one of our Certified Financial Professionals!