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Debt does not
mean defeat.

Credit Card Debt

Debt Management Program (DMP)

A Debt Management Program is one way FamilyMeans can help you solve your credit problems and repay your debt. The Debt Management Program is recommended for those individuals or families who need more than counseling advice and could benefit from a structured repayment plan in order to help rebuild their credit and get out of debt. Through the Debt Management Program, you are able to make one convenient monthly deposit to FamilyMeans which is then disbursed to each of your creditors.

Benefits of Debt Management Program:

  • Reduce High Interest Rates
  • Stop Late and Over-Limit Fees
  • Reduce your Monthly Payments
  • Consolidate creditor payments into one simple payment
  • Eliminate Calls from Collection Agencies


FamilyMeans is a nonprofit agency inspiring trust, clarity, confidence and hope since 1963.