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Debt does not
mean defeat.

Budget & Debt Counseling 

FamilyMeans offers free Budget and Debt counseling to those living in Minnesota or Wisconsin, who need help with budgeting, money management skills, and possible debt repayment options. A Certified Consumer Credit Counselor will conduct a comprehensive assessment of your financial situation and provide you with recommendations and options.  

You and your Certified Consumer Credit Counselor will work together to:

  • Assess your current financial situation 
  • Develop a realistic spending plan 
  • Establish achievable financial goals 
  • Create a personal action plan for success

Budget & Debt Counseling is available online by clicking Get Started Now in the left-hand menu. For in person or telephone counseling, click Contact Us for more information.

FamilyMeans is a nonprofit agency inspiring trust, clarity, confidence and hope since 1963.