Student Loan Counseling

FamilyMeans Student Loan Counseling helps evaluate student loan repayment options. For a fee, certified student loan professionals review federal student loan repayment options and provide a comprehensive review of your current financial situation.

Counselors explore eligibility including the following federal student loan repayment options:

  • Loan rehabilitation programs
  • Income-based repayment options
  • Student loan consolidation 
  • Student loan forgiveness programs

Counseling Options

Do-It-Yourself

This option quickly and easily identifies all eligible solutions for your Federal Student Loan Debt. To conduct a self-assessment you will need your FAFSA* login information and PIN for the NSLDS** website. The cost for this assessment is $50.00.  To begin, click the following: https://studentdebt.solutions/clientfm

Full-Service Student Loan Repayment Solutions & Counseling

This option quickly and easily identifies all eligible solutions for your Federal Student Loan repayment AND includes a personalized appointment with a Certified Student Loan Counselor.  Our counselor assesses your holistic financial health, not just your student loans.  To prepare for your assessment and appointment you will need your FAFSA* login information and PIN for the NSLDS** website. The cost for this assessment is $125.00.  After completing the loan questionnaire, contact us at 651-439-4840 for an appointment.  To get started, click here. ( https://studentdebt.solutions/counselorfm)

*FAFSA-Free Application for Federal Student Aid

**NSLDS-National Student Loan Data System

What else might be helpful?

If you have a large amount of student loan and other debts, you may want to also consider meeting with our budget & debt counseling staff or enrolling in the FamilyMeans Debt Management Program.

Meet the Staff!