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Debt does not
mean defeat.

Sharpen Your Financial Focus

The National Foundation for Credit Counseling (NFCC) and FamilyMeans Consumer Credit Counseling Service (CCCS), invite you to enroll in their national financial literacy initiative. Stabilize your financial situation, reclaim your financial future, and build your financial skills step by step. Complete the simple, personal finance questionnaire for general advice & potential options. Then, work one-on-one with a Certified Counselor regarding Student Loan Counseling or Budget & Credit Counseling. Follow-up at your own pace by attending educational workshops on a variety of topics to improve your personal financial management skills. All of this is offered FREE of charge, in an effort to help you SHARPEN YOUR FINANCIAL FOCUS.

All options are free:



Take MyMoneyCheckUp® - a free, online self-assessment tool. Tell us a little about your finances by answering some simple questions about personal finance, budgeting, saving, investing and planning for retirement and you’ll be provided with suggestions to implement improvements. Take 15-20 minutes to complete it below.

    Get started today. Click on the MyMoneyCheckUp® icon below to begin.
(Email address / web access required)

My Money Check Up




Sit down, one-on-one, with a Certified Financial Professional to complete a free financial review for Budget & Credit Counseling or Student Loan Counseling* to develop an individualized plan.

Call: FamilyMeans CCCS at 651-789-4014 or 1-800-780-2890 for an appointment!




Build your financial skills through workshops & small classes, tailored to your interests and needs. Check out our website for a variety of FREE class offerings, or call 651-789-4014.




Take advantage of the information, videos and many opportunities available at the National Foundation for Credit Counseling (NFCC) and be encouraged to improve your financial management skills as well as Sharpen Your Financial Focus with millions of other Americans. Visit to get started. 

*Student Loan Counseling may be provided free of charge if you agree to enroll in Sharpen Your Financial Focus and take the MyMoneyCheckUp questionnaire. Otherwise, a fee of $75 per session is required. Please discuss enrollment with your counselor. 

Questions? Contact FamilyMeans today for more info.

FamilyMeans is a nonprofit agency inspiring trust, clarity, confidence and hope since 1963