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Debt does not
mean defeat.

Financial Solutions

Consumer Credit Counseling Service (CCCS) offers tools and education so people can regain financial stability and reduce unmanageable debt, with locations available in Minnesota and Wisconsin.

Get Started Online Now or
Call Us 651-789-4014 or 1-800-780-2890

  • Budget and Credit Counseling
  • Debt Management Program (DMP)
  • Financial Education

How Can We Help?

A Licensed Consumer Credit Counseling Service

FamilyMeans CCCS is licensed in Minnesota as a Debt Management Company and in Wisconsin as an Adjustment Service Company. All counselors are certified through the National Foundation for Credit Counseling.

Budget and Credit Counseling

Budget & Credit Counseling

With our Budget and Credit Counseling services, we can help you develop spending plans, determine realistic financial goals, and learn money management skills, all with the help from certified consumer credit counselors.

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Credit Report Review

Credit Report Review

Learn what’s on your credit report before you have others pull it for you. Our staff will help you understand what is on your credit report, and help you develop a plan to improve your credit score over time by meeting financial goals.

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Debt Management Program

Debt Repayment Program

Our debt management program can more directly assist individuals and families in debt, and find positive ways to regain control of their finances. Whether it’s trouble managing credit card spending, improving your credit score, controlling monthly payments to creditors, or more, FamilyMeans’ staff can work closely with you to rebuild your credit and get out of debt.

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Student Loan Counseling

Student Loan Counseling

Student loan debt in the United States surpassed 1.2 trillion dollars in 2015 and is second only to mortgage debt. In an effort to help student loan borrowers locate, organize, and manage their student loans toward repayment and good-standing, FamilyMeans Consumer Credit Counseling Service is offering Student Loan Counseling.

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FamilyMeans is a nonprofit agency inspiring trust, clarity, confidence and hope since 1963.