Individuals or families that participate in our Debt Management Program are charged a one-time origination (setup) fee; $25 for Wisconsin Residents, $50 for Minnesota Residents. Our monthly fee is between $0 and $75. This monthly fee is based on a percentage of the monthly payment to your creditors, not your total debt. These fees may be reduced or waived in hardship situations, as determined by your counselor. Client fees are used to help defray the costs of administering the DMP.