Budget and Credit Counseling

Budget and Credit Counseling Fees

FamilyMeans offers free budget and credit counseling due to the generous support of local United Ways, various Foundation Grants, Individual and Corporate donations.

Debt Management Program Fees

Individuals or families that participate in our Debt Management Program are charged a one-time origination (setup) fee of up to $50 and a monthly fee up to $75 per month.  This fee is based on a percentage of the monthly payment to your creditors, not your total debt. These fees may be reduced or waived in hardship situations.  Client fees are used to help defray the costs of administering the DMP.