FamilyMeans shares tips for holiday shopping

In order to shop smart, it's important to plan ahead, according to Stillwater-based FamilyMeans. The National Foundation for Credit Counseling provides five steps consumers should take before hitting the stores. 

  1. Beware of special credit card offers
  2. Know what you currently owe
  3. Create a plan
  4. Find the best deals at home
  5. Remove unnecessary cards from your wallet.

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